These are regular premium investments from insurance companies and friendly societies.

They have a fixed term (e.g.10,20,25 years) and at the end of the policy provide a contractual share of any investment growth they have achieved in the funds you have invested in. Some also provide varying amounts of life insurance cover during the term of the policy which provide a death benefit in the event of the policy holder dieing before the maturity of the plan.

Please ring 0845-6756749 or clicking here now for advice on the different types and uses for these policies.