Also known as Permanent Health Insurance (PHI) this type of policy pays out a regular tax-free income if you suffer an illness, accident or an injury and you are unable to work leading to a loss of earning during the term of the policy. Full time parenting can also be covered for a stay at home spouse.

None of us like to think about the financial hardship this would cause us but we all know quite well that our income underpins the very standard of living we have thus PHI is an insurance designed to protect your standard of living and maintain your lifestyle in the event of a long term sickness or disability. No other financial planning is possible without our income.

As a medical professional I am sure you are eminently aware that no one can be complacent or think they are not going to be affected by illness or accident.

You are currently covered by the NHS sick pay scheme but this is only designed to be a short-term temporary payment plan.

There are numerous variations and types of plans on the market and as genuinely independent consultants we have access to them all. We have a specialist scheme for the NHS worker which dovetails perfectly with your own sick pay scheme. It covers you right up to age 60 or until you return to work and as it is permanent cover it cannot be cancelled by the company no matter how often you claim.

So what ever your status, your job within or contracted too the NHS, we will assess your particular situation and circumstances and work out your requirements as against the provisions provided. Then we will source and set up your own private scheme to dovetail with your existing arrangements to ensure you have comprehensive coverage.

Here at Premier Medical UK we thoroughly understand and know the workings of the NHS sick pay scheme and have the experience and ability to source the scheme that matches your need and fits your particular circumstances and situation ring 0845-6756749 or clicking here now.