A service to recover lost pension schemes, evaluate all your pension benefits and review your options in terms of maximising your retirement fund.
It is important to point out that this should only be considered if and when you have left the service of an employer and you and that employer have stopped contributing to your pension plan.
Before joining the NHS you may have been a member of a pension scheme previously. Whatever type of scheme you were in (occupational or non-occupational) it is worth checking the benefits and valuations you are leaving behind, as a frozen or preserved pension, with the alternatives that are available.
If you are leaving, or have left the NHS it is worth making a full assessment of this and all and any previous benefits you have to then work out your best course of action for the future.
Your Premier Medical UK Pension Transfer Consultant, as your independent adviser, can provide you with a comprehensive Transfer Value Analysis. This looks at all aspects of this highly technical subject, including your frozen or preserved scheme values and benefits along with a projection of future returns against the transfer value and the benefits and projected future returns of any viable alternate scheme. The sophisticated computerised assessment ensures all benefit levels are reviewed, growth factors, investment returns and critical yield are compared and the costs, charges and fees relevant to both options are collated.
Our aim is to discover if there is a scheme, within the whole marketplace, that will provide you with the same, or better, growth and range of benefits and that any such scheme is suitable for your situation and requirements. Numerous factors including age, years to retirement, financial strength, ease of contact and service of the relevant companies and their fund choices, your options on retirement (especially in light of the choices and flexibility since Pension ‘A’ Day) and your target income are all taken into account.
We will ensure that any transfer falls within the strict rules, laws and regulations surrounding this complex area and that your pension is only transferred when you understand everything, and most important, it is beneficial to you. We will then help you to do this swiftly and efficiently.
Whatever the outcome, whether it is advisable to remain in the existing scheme or transfer to a new scheme we would always recommend, on going reviews for this complex area.
To have this review service help you make the right decisions please contact us, under no obligation, on 0845-6756749 or clicking here now.