A collective or pooled investment scheme that invests in a general portfolio principally made up of one or more of the four asset classes; shares, bonds, property and cash, but sometimes has derivatives as part of their portfolio. The fund may be active or passively managed and may be widespread or concentrated (e.g. by geographical region or industrial sector) and though an investor cannot influence asset allocation you do benefit from the professional expertise of the investment managers regarding what, when, where and how to invest. You also get the benefit of spreading risk, reducing costs and less administration that comes from the economies of scale pertaining to managed bulk buying.

They can be regular premium or lump sum investments and allow the investor to buy units which hold a value according to the portfolio the UT is invested in. It is an open ended investment that increases the number of units in issue as more people invest and decrease as people take money out.

So to ensure you select the right unit trust for your goals talk to one of our Investment Consultants today ring 0845-6756749 or clicking here now.